The Best Reverse Mortgages

We heard it for sometime that changes to the Social Security program were coming, and those changes came on November 2015 in the form of the Bipartisan Budget Act .  Perhaps the most significant policy change is that of the "File and Suspend " claiming strategy in which under the new law if a person chooses to File and Suspend benefits, then that would also suspend benefit payments to anyone else who might be collecting on that person's account.  Previously, a spouse who had reached their Full Retirement Age was allowed to apply for Social Security benefits and immediately request that payments be suspended thus allowing his/her spouse to collect 50% of the worker's Full Retirement Age amount plus allow the worker to delay retirement credits for himself/herself until age 70 to request a lump sum repayment. In short,it was viewed by many as a loop hole in the system that allowed retirees to collect more from the Social Security program, and now that is no longer a str